5 thoughts on “Is the financial management be concentrated or scattered?”
Bruce
In terms of caution and security, it is recommended that everyone decentralize financial management. Especially for novices, if you have a concentrated manner, if you look wrong, it is too high. I believe everyone has heard a word: Don't put all the eggs in a basket, which is the same. . I have a friend to put all the balance in a small wealth management product before. The extraction is very convenient and the interest rate is high. I have reminded her many times. After all, it is not a well -known product. There are somewhat risks. It is best not to throw them all. Or buy an asset insurance to deal with accidents. But she feels okay, and now many people are safe to put assets on wealth management products. As a result, an accident occurred. The account was stared at, and the assets were transferred inexplicably, and there was no text message reminder. . At the beginning, she didn't believe it at all, thinking that it was made by an acquaintance around her. After confirming one by one, I was willing to believe that it was really transferred. I contacted the platform customer service, and in the end there was no saying, so I had to call the police. Mi people may think that the profits of decentralized wealth management do not have the high profits of centralized financial management, but from the perspective of experts, decentralized financial management or centralized financial management and income have no direct relationship. What is related to the income is to choose the right wealth management product. has a very simple truth in investing in financial management: high -risk and high investment, which must obtain high returns must be high risk. When you see a high profits of a wealth management product, you must remember this when you buy it, you must not have any luck. If you can accept the high risk behind high returns, then boldly invest. Just like some people said that I lost these money, as long as I can accept it calmly, then buy it. but if there is no such courage and no such idle money, it is still the case. Investment should still be more cautious, don't be restless because of investment.
It depends on what stage you are in. If you are in your prime, have a stable job or career, and your own life plan, I suggest you still decentralize financial management. First of all, you need to determine the net inflow of assets and monthly expenditures of your monthly assets; second, reasonably allocate your financial management funds, generally, you can invest 20%of the stock according to the risk of wealth management products; 40%of the 40%of the stock; 40% Internet financial wealth management products (Paipai Loan, Lujin Institute, and Duoying Financial Management are very good platforms); 40%of low -risk wealth management products, such as bank wealth management products, currency funds, etc.
When the market is good, the market is well concentrated, and the market is not good. I recommend that regardless of the market good or bad or decentralized investment. Do not put eggs in the same basket, especially the upper pressure of the real economy now, when the stock market falls, individuals are individuals. It is pursuing stable investment!
Do not put eggs in a basket to interpret: Do not put all capital into one thing, you should prepare multiple hands. In case of this basket, there will be other baskets of eggs left. We should not be lonely when you have to do economic activities and so on. Leave a few more back roads. Example: "Marketing experts warn,‘ Do n’t put all eggs into a basket ’, otherwise, once the market suddenly changes, the company may be injured due to the collapse of the product.”
Financial management is a very interesting knowledge. Don't put eggs in a basket, that is to say, decentralized investment is relatively stable. Like I do n’t have much funds, I just put a part of the bank in Mikapa Street, and when I slowly accumulate it, I will do further financial management.
In terms of caution and security, it is recommended that everyone decentralize financial management. Especially for novices, if you have a concentrated manner, if you look wrong, it is too high. I believe everyone has heard a word: Don't put all the eggs in a basket, which is the same.
. I have a friend to put all the balance in a small wealth management product before. The extraction is very convenient and the interest rate is high. I have reminded her many times. After all, it is not a well -known product. There are somewhat risks. It is best not to throw them all. Or buy an asset insurance to deal with accidents.
But she feels okay, and now many people are safe to put assets on wealth management products. As a result, an accident occurred. The account was stared at, and the assets were transferred inexplicably, and there was no text message reminder.
. At the beginning, she didn't believe it at all, thinking that it was made by an acquaintance around her. After confirming one by one, I was willing to believe that it was really transferred. I contacted the platform customer service, and in the end there was no saying, so I had to call the police.
Mi people may think that the profits of decentralized wealth management do not have the high profits of centralized financial management, but from the perspective of experts, decentralized financial management or centralized financial management and income have no direct relationship. What is related to the income is to choose the right wealth management product.
has a very simple truth in investing in financial management: high -risk and high investment, which must obtain high returns must be high risk. When you see a high profits of a wealth management product, you must remember this when you buy it, you must not have any luck.
If you can accept the high risk behind high returns, then boldly invest. Just like some people said that I lost these money, as long as I can accept it calmly, then buy it.
but if there is no such courage and no such idle money, it is still the case. Investment should still be more cautious, don't be restless because of investment.
It depends on what stage you are in. If you are in your prime, have a stable job or career, and your own life plan, I suggest you still decentralize financial management. First of all, you need to determine the net inflow of assets and monthly expenditures of your monthly assets; second, reasonably allocate your financial management funds, generally, you can invest 20%of the stock according to the risk of wealth management products; 40%of the 40%of the stock; 40% Internet financial wealth management products (Paipai Loan, Lujin Institute, and Duoying Financial Management are very good platforms); 40%of low -risk wealth management products, such as bank wealth management products, currency funds, etc.
When the market is good, the market is well concentrated, and the market is not good. I recommend that regardless of the market good or bad or decentralized investment. Do not put eggs in the same basket, especially the upper pressure of the real economy now, when the stock market falls, individuals are individuals. It is pursuing stable investment!
Do not put eggs in a basket to interpret: Do not put all capital into one thing, you should prepare multiple hands. In case of this basket, there will be other baskets of eggs left. We should not be lonely when you have to do economic activities and so on. Leave a few more back roads. Example: "Marketing experts warn,‘ Do n’t put all eggs into a basket ’, otherwise, once the market suddenly changes, the company may be injured due to the collapse of the product.”
Financial management is a very interesting knowledge. Don't put eggs in a basket, that is to say, decentralized investment is relatively stable. Like I do n’t have much funds, I just put a part of the bank in Mikapa Street, and when I slowly accumulate it, I will do further financial management.