3 thoughts on “Fill in the customer name of Rural Commercial Bank | What?”

  1. The customer name is your name. By default, the user name is used as the customer name. You can also directly call the bank's phone to confirm.
    The expansion:
    The full name of Rural Commercial Bank is Rural Commercial Bank. Rural commercial banks are local financial institutions composed of joint -stock systems composed of farmers, rural industrial and commercial households, corporate legal persons, and other economic organizations.
    The Rural Commercial Bank is a local financial institution consisting of a joint -stock system composed of farmers, rural industrial and commercial households, corporate legal persons and other economic organizations. Rural Cooperation Bank is a joint -stock cooperative social local financial institution composed of farmers, rural industrial and commercial households, corporate legal persons and other economic organizations. The main task is to provide financial services for farmers, agriculture and rural economic development. The share cooperation system mentioned in these regulations is an enterprise organizational form that absorbs the shareholding operating mechanism on the basis of the cooperation system.
    . The characteristics of Rural Commercial Bank
    1. Jiang Liming, director of the Supervision Department of the China Banking Regulatory Commission Cooperation Financial Institution, said that it will no longer form a new rural cooperative bank, and rural cooperative banks will be restructured to Rural Commercial Bank.
    2. Qualification shares are fully canceled, and qualified rural credit cooperatives are restructured and formed as Rural Commercial Bank.
    3. Under the premise of maintaining the status of the county (city) legal person, it is necessary to steadily promote the reform of the Provincial Party of China, and gradually build the Provincial Association and grass -roots legal personnel in the provincial affairs of the provincial and grass -roots Legal Households with property rights as the link, equity as the connection, and regulatory regulation. The new relationship between the between the provincial and grassroots is truly formed.
    . The advantages of Rural Commercial Bank
    1. Localization advantages
    Trase Bank has long been based on the rural financial market for a long time and has an irreplaceable role in the rural financial market. The Rural Commercial Bank has a distinctive local and distributed community colors. The connection with the region is more and wider than other financial institutions. It can be described as the local "grassroots banks". However, it also allows Rural Commercial Bank to move at the grassroots level (countryside) and closely linked the masses. This is not available in other institutions.
    2. The advantages of fund management and control
    The main funds of Rural Commercial Bank are derived from the surrounding communities, but rarely transfer the local absorbed funds to other places like a large bank. Small and medium -sized enterprises and individuals who are still locked in the community are still locked in the community. Farmers and SMEs are invited to enter Rural Commercial Bank to become members of the Rural Commercial Bank.
    3, information acquisition efficiency advantages
    The Rural Commercial Bank due to the low management level and flexible business method. At the same time, based on the geographical advantages of Rural Commercial Bank, they can have fast decision -making capabilities and flexible disposal capabilities for customer needs. Meet the loan needs of small and medium -sized enterprises in a timely manner, and obtain the advantages of ahead when competing for the market with other commercial banks. The small -scale information resources and self -employment of the Rural Commercial Bank make it reduce the cost of friction and supervision, and naturally have the advantages of small -scale and small -scale business credit.
    . The disadvantages of Rural Commercial Bank
    1. Weak resistance to risks
    Rural Commercial Bank has a rapid decision -making mechanism for decision -making, and has the advantage of soft information for SMEs to make it more than that Strong risk recognition ability. However, the Rural Commercial Bank is based on district and county as a unit of legal persons. The management level is small, and the scale makes it not as risks as other state -owned banks.
    2. Small service areas and single business structure
    . Although most rural commercial banks have achieved free deposit and exchanges in the province, compared with large -scale commercial banks in provinces The obvious gap, the national unified capital liquidation center has a slower development, and it is not attractive to public deposits with high demand for domestic funds. And the new intermediate business, personal business, and credit derivative products are still in the stage of development and exploration. It cannot meet the diversified needs of customers, and it is temporarily unable to meet the requirements of the establishment of community banks.
    3, lack of talent resources
    The outlets of most Rural Commercial Bank have more than 5 people, but among employees, high education talents lack, especially for professional talents, and the number of talent introduction channels is relatively units. It is difficult to adapt to the situation of rapid development. At the same time, the age structure of the front -line personnel of each business outlet is relatively large, and the ability to adapt to new things is significantly lagging behind. There are only a handful of talents who are really intensive business, technology, high quality, and pioneering spirit.

  2. The customer name is your name. By default, the user name is used as the customer name. You can also directly call the bank's phone to confirm. The full name of the Rural Commercial Bank is Rural Commercial Bank. Rural Commercial Bank is a local financial institution composed of a joint -stock system composed of farmers, rural industrial and commercial households, corporate legal persons and other economic organizations.
    The expansion:
    The Ministry of Commerce Bank is a local financial institution composed of a joint -stock system composed of farmers, rural industrial and commercial households, corporate legal persons and other economic organizations. Rural Cooperation Bank is a joint -stock cooperative social local financial institution composed of farmers, rural industrial and commercial households, corporate legal persons and other economic organizations. The main task is to provide financial services for farmers, agriculture and rural economic development. The share cooperation system mentioned in these regulations is an enterprise organizational form that absorbs the shareholding operating mechanism on the basis of the cooperation system.
    . The characteristics of Rural Commercial Bank
    1. Jiang Liming, director of the Supervision Department of the China Banking Regulatory Commission Cooperation Financial Institution, said that it will no longer form a new rural cooperative bank, and rural cooperative banks will be restructured to Rural Commercial Bank.
    2. Qualification shares are fully canceled, and qualified rural credit cooperatives are restructured and formed as Rural Commercial Bank.
    3. Under the premise of maintaining the status of the county (city) legal person, it is necessary to steadily promote the reform of the Provincial Party of China, and gradually build the Provincial Association and grass -roots legal personnel in the provincial affairs of the provincial and grass -roots Legal Households with property rights as the link, equity as the connection, and regulatory regulation. The new relationship between the between the provincial and grassroots is truly formed.
    . The advantages of Rural Commercial Bank
    1. Localization advantages
    Trase Bank has long been based on the rural financial market for a long time and has an irreplaceable role in the rural financial market. The Rural Commercial Bank has a distinctive local and distributed community colors. The connection with the region is more and wider than other financial institutions. It can be described as the local "grassroots banks". However, it also allows Rural Commercial Bank to move at the grassroots level (countryside) and closely linked the masses. This is not available in other institutions.
    2. The advantages of fund management and control
    The main funds of Rural Commercial Bank are derived from the surrounding communities, but rarely transfer the local absorbed funds to other places like a large bank. Small and medium -sized enterprises and individuals who are still locked in the community are still locked in the community. Farmers and SMEs are invited to enter Rural Commercial Bank to become members of the Rural Commercial Bank.
    3, information acquisition efficiency advantages
    The Rural Commercial Bank due to the low management level and flexible business method. At the same time, based on the geographical advantages of Rural Commercial Bank, they can have fast decision -making capabilities and flexible disposal capabilities for customer needs. Meet the loan needs of small and medium -sized enterprises in a timely manner, and obtain the advantages of ahead when competing for the market with other commercial banks. The small -scale information resources and self -employment of the Rural Commercial Bank make it reduce the cost of friction and supervision, and naturally have the advantages of small -scale and small -scale business credit.

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